Making it happen.
Independent mortgage advice that saves you time, money and stress!
Save Time
We manage the whole mortgage process for you including all application paperwork and admin.
Save Money
We search the whole market, including exclusive products, to find the best deal for you.
Save Stress
We liaise with all parties in your application to keep you updated and prevent delays.
Imagine a Mortgage Process Which allows You to relax knowing it’s all under control.
My priority is that you get the best advice tailored to your specific needs from application through to completion of your mortgage.
But it doesn’t end there; I continue to help many of my clients for many years ensuring they continue have the best borrowing solution. I have a wealth of experience spanning over 18 years in the personal finance sector and estate agency market so I have first-hand experience of what is expected of you when you make that all important Offer on your ideal property.
I will liaise closely with the estate agent and your nominated solicitor to help keep the process as smooth and as stress free as possible. You can relax knowing that it’s all in hand and under control.
As a valued client, I can also give you access to exclusive deals that you won’t find direct with your bank, potentially saving you £1000’s over your mortgage term.
The mortgage Advice Process
Free Consultation
This will be either a telephone conversation or a face to face meeting to build up a picture about you and what your priorities are so that I can provide you with a tailored borrowing solution
Agreement In Principle
This will be provided to you so that you are prepared and ready to make an Offer on a property
Mortgage Application
When you have your offer accepted on a property or you are looking to remortgage your current property. An additional appointment may be required in person or via telephone.
Protection Review
This will form part of your overall budget so you are covered in case the worst should happen.
Mortgage Advice Thats With You All The Way Home
- Enjoy truly unbiased, independent advice thats tailored to your circumstances.
- Face to face or telephone meetings with convenient out of office appointments available.
- Can help in all situations from first time buyers to home movers and remortgages for debt consolidation or home improvements.
- We search 1000’s of mortgages for you to find the best deal from the whole market.
- We help you to get mortgage ready by securing an Agreement in Principle for you.
- We will work with your estate agent and solicitor to ensure a smooth process.
What clients say...
Rebekah Barrett
11/03/2019
Myself and my partner came to Esther after having a terrible experience with an online mortgage broker – leaving us thinking our dream of buying a house was over.
However after our first meeting with Esther we were filled with hope again! She managed to find us the perfect mortgage…
Tom Hartley
02/03/2019
We first met Esther 5 years ago, after speaking to multiple advisors and building societies we decided to get a mortgage through Esther.
The products she offered were by far the best deals we had found and she also offered a very flexible service to suit us and our busy lives.
How to Book Your Free Mortgage Appointment
As an independent mortgage broker, we can offer free consultations at our Woodseats office in Sheffield or an adviser can visit you at home. Arrange your appointment using the booking form below or contact us in any of the following ways.
Request your free consultation appointment
Mortgage Advice FAQ
Most frequent questions and answers
The amount you can borrow is dependent on a few factors but the main one is affordability which can vary between lenders. The lender will need to know your income which you will need to prove in the form of payslips or self-employed accounts. Most lenders will also include state benefits as income such as child benefit, working tax credits and child tax credits which can help with affordability. If you have any existing commitments such as debts like credit cards or loans for example these will need to be taken into account along with how many dependents you have.
This depends on the complexity of your situation, for example someone with impaired credit may take longer to obtain a mortgage agreement. It also depends on the lenders service standards and turnaround times. On average it can take around 2 weeks from application submission to receiving an offer.
Firstly you will have an initial chat with your broker to see if they can help. If they can, you will need to arrange a face to face appointment at a convenient time which will enable the adviser to provide you with tailored advice to suit your circumstances. Once you provide all the necessary documents and the adviser has identified a mortgage product for you, the adviser will the n be able to provide you with your Agreement in principle certificate. This is usually valid for 3 months with most lenders and is a tool to help provide evidence that you can proceed when offering against properties on the market.
- Access to the best deals and rates from across the market
- Unbiased independent mortgage advice
- Top rated in client reviews
- Convenient location in Woodseats, south Sheffield
