About Us

Transforming the mortgage process one client at a time!

Esther Barnes independent mortgage broker
Esther Barnes (CEMAP)

Independent Mortgage Broker

Who is Esther Barnes?

And how does she know about this mortgage stuff?

I’ve been qualified as a professional mortgage broker since 2005 so I’ve seen many ups and downs in the mortgage market, including the 2008 credit crunch.

Although it was pretty challenging time, it gave me a vast amount of experience in how to protect and steer clients through a financial storm.

Initially I was trained by one of the country’s leading estate agents and worked closely with the negotiators so I am fully aware of what is required to get that all important offer accepted as quickly as possible.

As well as estate agency background, I also gained valuable experience working as a mortgage broker in a high street bank for a number of years and prior to that as a financial adviser helping clients with their pensions and investments.

Although I am no longer a financial adviser, the experience has proved invaluable. I can see the bigger picture in terms of clients overall finances, which can help shape my bespoke recommendations.

Why I Do What I Do

Hint: It's Not About Mortgages or Money!

I decided to become an independent mortgage adviser in 2015 so I could offer more specialist advice with products from the whole of the market rather than being tied to certain providers, which in my view limits the quality of advice.

The most rewarding part of my job is building a long-term business relationship with clients and seeing their love for the property I helped them to buy.  For me, being an independent mortgage broker is not just about recommending the best mortgage, but also providing quality advice and solutions that have a positive impact on people’s lives for years to come.

What Clients Say

Praise for our full service mortgage process

As of June 2019, we are delighted to have been rated 5/5 on Google and have received multiple recommendations from clients on our Facebook page.

Rebekah Barrett



Myself and my partner came to Esther after having a terrible experience with an online mortgage broker – leaving us thinking our dream of buying a house was over.

However after our first meeting with Esther we were filled with hope again! She managed to find us the perfect mortgage…

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Tom Hartley



We first met Esther 5 years ago, after speaking to multiple advisors and building societies we decided to get a mortgage through Esther.

The products she offered were by far the best deals we had found and she also offered a very flexible service to suit us and our busy lives.

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Phil Baines



Esther was recommended to us by our estate agent and was very helpful in helping me and my partner Emily buy our first home.

Her knowledge is sublime and customer service was also exemplary which made buying our first house stress free.